For taking KCC you can apply to your nearest Bank . for villages you can apply to nearest Madhya Bihar Gramin Bank. 1. The KCC limit is 10,00,000 . 2. The KCC interest rate is 7% . but KCC holder have to pay only 4% . remain 3% paid by government (2% by central government and 1% by state government) 3. The interest rate is defined as CCKC1 - for up to 50,000 CCKC4- for 50,000 to 2,00,000 CCKC5- for 2,00,000 to 10,00,000 4. if loan are not payable at time or other circumstances then interest rate can be up to 13.75%. 5. Every KCC account having facility to CROP insurance. it will done by Bank. 6. The pre...